Call reports 2010
JACKSONVILLE BANK, THE — 2010
What JACKSONVILLE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 452,134,000 | 451,445,000 | 426,591,000 | 646,507,000 |
| Total loans | 390,601,000 | 382,134,000 | 379,420,000 | 526,675,000 |
| Allowance for loan losses | 7,618,000 | 8,248,000 | 8,922,000 | 13,069,000 |
| Securities available for sale | 23,313,000 | 25,448,000 | 22,996,000 | 62,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,725,000 | 392,368,000 | 361,568,000 | 563,097,000 |
| Interest-bearing deposits | 374,434,000 | 380,541,000 | 349,198,000 | 541,933,000 |
| Noninterest-bearing deposits | 13,291,000 | 11,827,000 | 12,370,000 | 21,164,000 |
| Equity capital | 38,514,000 | 38,065,000 | 38,281,000 | 62,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,807,000 | 11,569,000 | 17,248,000 | 23,996,000 |
| Interest expense | 2,030,000 | 4,060,000 | 5,788,000 | 7,511,000 |
| Net interest income | 3,777,000 | 7,509,000 | 11,460,000 | 16,485,000 |
| Noninterest income | -54,000 | 73,000 | 355,000 | -1,171,000 |
| Noninterest expense | 2,636,000 | 5,424,000 | 8,758,000 | 13,088,000 |
| Provision for loan losses | 2,375,000 | 4,295,000 | 5,094,000 | 16,988,000 |
| Pretax income | -1,288,000 | -2,137,000 | -2,037,000 | -14,762,000 |
| Income tax | -526,000 | -828,000 | -839,000 | -4,907,000 |
| Net income | -762,000 | -1,309,000 | -1,198,000 | -9,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,142,000 | 37,472,000 | 36,444,000 | 48,379,000 |
| Total capital | 43,050,000 | 42,304,000 | 41,240,000 | 55,111,000 |
| Risk-weighted assets | 389,916,000 | 383,124,000 | 379,531,000 | 532,195,000 |