Call reports 2009
JACKSONVILLE BANK, THE — 2009
What JACKSONVILLE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 431,917,000 | 437,269,000 | 439,447,000 | 438,372,000 |
| Total loans | 383,697,000 | 390,480,000 | 395,537,000 | 390,987,000 |
| Allowance for loan losses | 4,942,000 | 5,663,000 | 6,455,000 | 6,854,000 |
| Securities available for sale | 26,575,000 | 22,778,000 | 23,795,000 | 22,171,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,827,000 | 325,906,000 | 325,576,000 | 373,321,000 |
| Interest-bearing deposits | 302,577,000 | 283,732,000 | 277,962,000 | 326,931,000 |
| Noninterest-bearing deposits | 46,250,000 | 42,174,000 | 47,614,000 | 46,390,000 |
| Equity capital | 35,903,000 | 36,732,000 | 37,630,000 | 38,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,693,000 | 11,331,000 | 17,423,000 | 23,252,000 |
| Interest expense | 2,573,000 | 4,969,000 | 7,039,000 | 8,996,000 |
| Net interest income | 3,120,000 | 6,362,000 | 10,384,000 | 14,256,000 |
| Noninterest income | 169,000 | 424,000 | 697,000 | 965,000 |
| Noninterest expense | 2,175,000 | 4,751,000 | 7,178,000 | 9,630,000 |
| Provision for loan losses | 938,000 | 2,245,000 | 3,315,000 | 4,361,000 |
| Pretax income | 176,000 | -210,000 | 588,000 | 1,230,000 |
| Income tax | 71,000 | -105,000 | 154,000 | 357,000 |
| Net income | 105,000 | -105,000 | 434,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,764,000 | 36,618,000 | 37,157,000 | 38,399,000 |
| Total capital | 40,578,000 | 41,480,000 | 42,046,000 | 43,307,000 |
| Risk-weighted assets | 384,854,000 | 388,190,000 | 389,639,000 | 390,683,000 |