Call reports 2008
JACKSONVILLE BANK, THE — 2008
What JACKSONVILLE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 409,792,000 | 424,041,000 | 433,118,000 | 434,114,000 |
| Total loans | 359,548,000 | 374,307,000 | 380,753,000 | 379,698,000 |
| Allowance for loan losses | 3,271,000 | 4,213,000 | 4,337,000 | 4,705,000 |
| Securities available for sale | 29,377,000 | 28,246,000 | 28,924,000 | 29,684,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,268,000 | 337,284,000 | 354,949,000 | 350,002,000 |
| Interest-bearing deposits | 298,109,000 | 293,420,000 | 306,215,000 | 304,693,000 |
| Noninterest-bearing deposits | 40,159,000 | 43,864,000 | 48,734,000 | 45,309,000 |
| Equity capital | 33,847,000 | 35,510,000 | 35,910,000 | 36,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,790,000 | 12,997,000 | 19,464,000 | 25,579,000 |
| Interest expense | 3,441,000 | 6,618,000 | 9,802,000 | 12,885,000 |
| Net interest income | 3,349,000 | 6,379,000 | 9,662,000 | 12,694,000 |
| Noninterest income | 245,000 | 534,000 | 863,000 | 1,298,000 |
| Noninterest expense | 2,174,000 | 4,404,000 | 6,641,000 | 8,836,000 |
| Provision for loan losses | 363,000 | 2,118,000 | 2,783,000 | 3,570,000 |
| Pretax income | 1,057,000 | 391,000 | 1,101,000 | 1,586,000 |
| Income tax | 351,000 | 63,000 | 277,000 | 408,000 |
| Net income | 706,000 | 328,000 | 824,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,744,000 | 35,660,000 | 36,156,000 | 36,014,000 |
| Total capital | 37,015,000 | 39,873,000 | 40,493,000 | 40,719,000 |
| Risk-weighted assets | 366,873,000 | 379,863,000 | 385,730,000 | 386,084,000 |