Call reports 2007
JACKSONVILLE BANK, THE — 2007
What JACKSONVILLE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 347,124,000 | 368,126,000 | 384,355,000 | 392,018,000 |
| Total loans | 303,374,000 | 322,573,000 | 336,736,000 | 342,381,000 |
| Allowance for loan losses | 2,856,000 | 3,048,000 | 3,060,000 | 3,116,000 |
| Securities available for sale | 26,508,000 | 26,586,000 | 29,913,000 | 29,727,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,904,000 | 303,017,000 | 300,568,000 | 290,336,000 |
| Interest-bearing deposits | 261,833,000 | 265,650,000 | 264,886,000 | 253,511,000 |
| Noninterest-bearing deposits | 36,071,000 | 37,367,000 | 35,682,000 | 36,825,000 |
| Equity capital | 28,635,000 | 29,406,000 | 31,354,000 | 32,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 12,648,000 | 19,730,000 | 26,746,000 |
| Interest expense | 2,976,000 | 6,460,000 | 10,251,000 | 13,860,000 |
| Net interest income | 3,063,000 | 6,188,000 | 9,479,000 | 12,886,000 |
| Noninterest income | 322,000 | 634,000 | 995,000 | 1,346,000 |
| Noninterest expense | 1,950,000 | 3,761,000 | 5,914,000 | 7,974,000 |
| Provision for loan losses | 247,000 | 448,000 | 480,000 | 542,000 |
| Pretax income | 1,188,000 | 2,613,000 | 4,080,000 | 5,716,000 |
| Income tax | 431,000 | 951,000 | 1,434,000 | 1,960,000 |
| Net income | 757,000 | 1,662,000 | 2,646,000 | 3,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,895,000 | 29,893,000 | 31,572,000 | 32,197,000 |
| Total capital | 31,751,000 | 32,941,000 | 34,632,000 | 35,313,000 |
| Risk-weighted assets | 308,020,000 | 327,102,000 | 342,146,000 | 347,740,000 |