Call reports 2006
JACKSONVILLE BANK, THE — 2006
What JACKSONVILLE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 304,023,000 | 310,075,000 | 318,799,000 | 325,556,000 |
| Total loans | 248,048,000 | 258,408,000 | 270,921,000 | 283,627,000 |
| Allowance for loan losses | 2,354,000 | 2,378,000 | 2,514,000 | 2,621,000 |
| Securities available for sale | 27,230,000 | 25,811,000 | 26,740,000 | 26,059,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,122,000 | 256,592,000 | 260,304,000 | 285,267,000 |
| Interest-bearing deposits | 239,352,000 | 218,858,000 | 229,387,000 | 249,660,000 |
| Noninterest-bearing deposits | 37,770,000 | 37,734,000 | 30,917,000 | 35,607,000 |
| Equity capital | 23,028,000 | 24,122,000 | 25,832,000 | 26,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,854,000 | 10,206,000 | 15,987,000 | 22,009,000 |
| Interest expense | 2,289,000 | 4,775,000 | 7,589,000 | 10,610,000 |
| Net interest income | 2,565,000 | 5,431,000 | 8,398,000 | 11,399,000 |
| Noninterest income | 241,000 | 540,000 | 858,000 | 1,155,000 |
| Noninterest expense | 1,615,000 | 3,348,000 | 5,113,000 | 6,959,000 |
| Provision for loan losses | 152,000 | 268,000 | 406,000 | 546,000 |
| Pretax income | 1,039,000 | 2,355,000 | 3,737,000 | 5,049,000 |
| Income tax | 371,000 | 846,000 | 1,348,000 | 1,824,000 |
| Net income | 668,000 | 1,509,000 | 2,389,000 | 3,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,466,000 | 24,808,000 | 26,137,000 | 26,973,000 |
| Total capital | 25,820,000 | 27,186,000 | 28,651,000 | 29,594,000 |
| Risk-weighted assets | 257,037,000 | 267,628,000 | 281,152,000 | 290,793,000 |