Call reports 2005
JACKSONVILLE BANK, THE — 2005
What JACKSONVILLE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 230,450,000 | 249,302,000 | 261,782,000 | 273,056,000 |
| Total loans | 194,810,000 | 211,187,000 | 224,027,000 | 234,238,000 |
| Allowance for loan losses | 1,908,000 | 1,969,000 | 2,103,000 | 2,207,000 |
| Securities available for sale | 24,313,000 | 23,277,000 | 23,604,000 | 24,211,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,613,000 | 211,914,000 | 232,747,000 | 235,906,000 |
| Interest-bearing deposits | 180,405,000 | 178,015,000 | 188,777,000 | 193,863,000 |
| Noninterest-bearing deposits | 30,208,000 | 33,898,000 | 43,969,000 | 42,043,000 |
| Equity capital | 18,585,000 | 20,070,000 | 21,079,000 | 21,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,355,000 | 6,993,000 | 11,167,000 | 15,742,000 |
| Interest expense | 1,259,000 | 2,712,000 | 4,381,000 | 6,283,000 |
| Net interest income | 2,096,000 | 4,281,000 | 6,786,000 | 9,459,000 |
| Noninterest income | 248,000 | 513,000 | 813,000 | 1,063,000 |
| Noninterest expense | 1,497,000 | 2,908,000 | 4,297,000 | 5,858,000 |
| Provision for loan losses | 64,000 | 228,000 | 368,000 | 481,000 |
| Pretax income | 783,000 | 1,658,000 | 2,934,000 | 4,183,000 |
| Income tax | 295,000 | 613,000 | 1,073,000 | 1,523,000 |
| Net income | 488,000 | 1,045,000 | 1,861,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,926,000 | 20,184,000 | 21,299,000 | 22,298,000 |
| Total capital | 20,834,000 | 22,153,000 | 23,402,000 | 24,505,000 |
| Risk-weighted assets | 202,514,000 | 216,777,000 | 230,869,000 | 241,049,000 |