Call reports 2004
JACKSONVILLE BANK, THE — 2004
What JACKSONVILLE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 186,108,000 | 218,567,000 | 212,345,000 | 223,607,000 |
| Total loans | 162,489,000 | 167,342,000 | 176,692,000 | 189,980,000 |
| Allowance for loan losses | 1,783,000 | 1,841,000 | 1,943,000 | 1,843,000 |
| Securities available for sale | 14,008,000 | 20,002,000 | 23,607,000 | 23,125,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,372,000 | 201,384,000 | 193,855,000 | 204,637,000 |
| Interest-bearing deposits | 152,529,000 | 171,531,000 | 166,714,000 | 173,412,000 |
| Noninterest-bearing deposits | 19,843,000 | 29,853,000 | 27,141,000 | 31,224,000 |
| Equity capital | 13,210,000 | 16,715,000 | 17,486,000 | 17,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,961,000 | 7,799,000 | 10,858,000 |
| Interest expense | 853,000 | 1,741,000 | 2,741,000 | 3,830,000 |
| Net interest income | 1,580,000 | 3,220,000 | 5,058,000 | 7,028,000 |
| Noninterest income | 251,000 | 479,000 | 703,000 | 854,000 |
| Noninterest expense | 984,000 | 2,124,000 | 3,398,000 | 4,859,000 |
| Provision for loan losses | 127,000 | 184,000 | 282,000 | 282,000 |
| Pretax income | 720,000 | 1,391,000 | 2,081,000 | 2,746,000 |
| Income tax | 266,000 | 523,000 | 783,000 | 1,033,000 |
| Net income | 454,000 | 868,000 | 1,298,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,180,000 | 17,092,000 | 17,524,000 | 17,938,000 |
| Total capital | 14,963,000 | 18,933,000 | 19,467,000 | 19,781,000 |
| Risk-weighted assets | 157,843,000 | 175,220,000 | 182,943,000 | 195,664,000 |