Call reports 2003
JACKSONVILLE BANK, THE — 2003
What JACKSONVILLE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 146,652,000 | 164,252,000 | 173,293,000 | 176,564,000 |
| Total loans | 123,783,000 | 135,965,000 | 142,452,000 | 152,655,000 |
| Allowance for loan losses | 1,433,000 | 1,656,000 | 1,881,000 | 1,679,000 |
| Securities available for sale | 15,331,000 | 14,773,000 | 18,513,000 | 16,779,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,388,000 | 151,815,000 | 160,829,000 | 159,083,000 |
| Interest-bearing deposits | 111,181,000 | 128,138,000 | 138,572,000 | 135,144,000 |
| Noninterest-bearing deposits | 19,207,000 | 23,677,000 | 22,257,000 | 23,939,000 |
| Equity capital | 11,700,000 | 12,094,000 | 12,017,000 | 12,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 4,134,000 | 6,428,000 | 8,729,000 |
| Interest expense | 733,000 | 1,514,000 | 2,315,000 | 3,111,000 |
| Net interest income | 1,245,000 | 2,620,000 | 4,113,000 | 5,618,000 |
| Noninterest income | 177,000 | 389,000 | 584,000 | 1,647,000 |
| Noninterest expense | 934,000 | 1,802,000 | 2,673,000 | 3,652,000 |
| Provision for loan losses | 356,000 | 578,000 | 919,000 | 1,580,000 |
| Pretax income | 132,000 | 629,000 | 1,105,000 | 2,033,000 |
| Income tax | 49,000 | 237,000 | 420,000 | 770,000 |
| Net income | 83,000 | 392,000 | 685,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,545,000 | 11,855,000 | 12,147,000 | 12,726,000 |
| Total capital | 12,978,000 | 13,511,000 | 13,943,000 | 14,405,000 |
| Risk-weighted assets | 128,075,000 | 138,486,000 | 143,623,000 | 151,830,000 |