Call reports 2002
JACKSONVILLE BANK, THE — 2002
What JACKSONVILLE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 95,364,000 | 117,201,000 | 119,559,000 | 130,264,000 |
| Total loans | 78,564,000 | 91,204,000 | 99,916,000 | 110,033,000 |
| Allowance for loan losses | 764,000 | 902,000 | 999,000 | 1,100,000 |
| Securities available for sale | 8,609,000 | 10,225,000 | 11,664,000 | 12,481,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,375,000 | 107,880,000 | 107,890,000 | 110,594,000 |
| Interest-bearing deposits | 72,339,000 | 92,305,000 | 92,109,000 | 93,347,000 |
| Noninterest-bearing deposits | 14,036,000 | 15,575,000 | 15,781,000 | 17,247,000 |
| Equity capital | 8,713,000 | 9,015,000 | 11,279,000 | 11,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 3,001,000 | 4,816,000 | 6,697,000 |
| Interest expense | 613,000 | 1,277,000 | 2,032,000 | 2,763,000 |
| Net interest income | 778,000 | 1,724,000 | 2,784,000 | 3,934,000 |
| Noninterest income | 204,000 | 344,000 | 510,000 | 682,000 |
| Noninterest expense | 729,000 | 1,464,000 | 2,255,000 | 3,021,000 |
| Provision for loan losses | 107,000 | 245,000 | 342,000 | 443,000 |
| Pretax income | 146,000 | 359,000 | 697,000 | 1,152,000 |
| Income tax | 55,000 | 135,000 | 264,000 | 436,000 |
| Net income | 91,000 | 224,000 | 433,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,559,000 | 8,853,000 | 11,078,000 | 11,463,000 |
| Total capital | 9,323,000 | 9,755,000 | 12,077,000 | 12,563,000 |
| Risk-weighted assets | 83,125,000 | 95,650,000 | 104,842,000 | 113,059,000 |