Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 368,223,000 | 364,466,000 | 369,048,000 | 403,992,000 |
| Total loans | 208,814,000 | 212,354,000 | 219,833,000 | 243,131,000 |
| Allowance for loan losses | 3,038,000 | 3,103,000 | 3,080,000 | 3,080,000 |
| Securities available for sale | 85,640,000 | 94,181,000 | 100,526,000 | 97,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,693,000 | 308,628,000 | 311,653,000 | 347,771,000 |
| Interest-bearing deposits | 196,148,000 | 196,140,000 | 192,597,000 | 197,363,000 |
| Noninterest-bearing deposits | 118,545,000 | 112,488,000 | 119,056,000 | 150,408,000 |
| Equity capital | 50,940,000 | 52,338,000 | 54,120,000 | 54,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,181,000 | 10,521,000 | 15,864,000 | 21,332,000 |
| Interest expense | 1,066,000 | 2,165,000 | 3,252,000 | 4,293,000 |
| Net interest income | 4,115,000 | 8,356,000 | 12,612,000 | 17,039,000 |
| Noninterest income | 499,000 | 955,000 | 1,435,000 | 1,847,000 |
| Noninterest expense | 2,895,000 | 5,962,000 | 8,956,000 | 11,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,719,000 | 3,349,000 | 5,091,000 | 7,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,719,000 | 3,349,000 | 5,091,000 | 7,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,794,000 | 54,790,000 | 55,874,000 | 55,562,000 |
| Total capital | 56,650,000 | 57,757,000 | 58,817,000 | 58,642,000 |
| Risk-weighted assets | 228,326,000 | 237,249,000 | 235,288,000 | 283,048,000 |