Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 349,036,000 | 365,229,000 | 382,044,000 | 375,510,000 |
| Total loans | 179,544,000 | 186,524,000 | 188,715,000 | 179,146,000 |
| Allowance for loan losses | 2,774,000 | 3,567,000 | 2,904,000 | 3,165,000 |
| Securities available for sale | 72,737,000 | 74,340,000 | 77,578,000 | 83,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,645,000 | 316,039,000 | 333,383,000 | 327,098,000 |
| Interest-bearing deposits | 209,979,000 | 214,693,000 | 221,520,000 | 221,461,000 |
| Noninterest-bearing deposits | 90,666,000 | 101,346,000 | 111,863,000 | 105,637,000 |
| Equity capital | 45,902,000 | 46,481,000 | 46,373,000 | 46,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,318,000 | 9,132,000 | 12,459,000 |
| Interest expense | 532,000 | 982,000 | 1,301,000 | 1,552,000 |
| Net interest income | 2,680,000 | 5,336,000 | 7,831,000 | 10,907,000 |
| Noninterest income | 488,000 | 1,587,000 | 2,226,000 | 2,404,000 |
| Noninterest expense | 2,618,000 | 5,244,000 | 7,799,000 | 10,428,000 |
| Provision for loan losses | 0 | 1,300,000 | 1,900,000 | 2,200,000 |
| Pretax income | 550,000 | 379,000 | 358,000 | 725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 550,000 | 379,000 | 358,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,603,000 | 44,155,000 | 43,989,000 | 44,357,000 |
| Total capital | 47,377,000 | 46,993,000 | 46,859,000 | 47,052,000 |
| Risk-weighted assets | 230,559,000 | 226,292,000 | 229,537,000 | 215,141,000 |