Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 330,076,000 | 322,141,000 | 333,030,000 | 334,129,000 |
| Total loans | 182,194,000 | 179,852,000 | 182,653,000 | 171,830,000 |
| Allowance for loan losses | 2,136,000 | 3,033,000 | 3,114,000 | 3,120,000 |
| Securities available for sale | 64,949,000 | 60,278,000 | 63,124,000 | 63,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,184,000 | 275,066,000 | 285,130,000 | 286,876,000 |
| Interest-bearing deposits | 202,079,000 | 194,007,000 | 200,452,000 | 203,578,000 |
| Noninterest-bearing deposits | 82,105,000 | 81,059,000 | 84,678,000 | 83,298,000 |
| Equity capital | 43,737,000 | 44,367,000 | 44,967,000 | 45,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,358,000 | 6,740,000 | 10,058,000 | 13,298,000 |
| Interest expense | 509,000 | 1,038,000 | 1,593,000 | 2,163,000 |
| Net interest income | 2,849,000 | 5,702,000 | 8,465,000 | 11,135,000 |
| Noninterest income | 463,000 | 730,000 | 1,238,000 | 1,829,000 |
| Noninterest expense | 2,571,000 | 5,212,000 | 7,864,000 | 10,380,000 |
| Provision for loan losses | 0 | 150,000 | 225,000 | 225,000 |
| Pretax income | 741,000 | 1,070,000 | 1,614,000 | 2,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 1,070,000 | 1,614,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,419,000 | 43,662,000 | 44,106,000 | 44,164,000 |
| Total capital | 45,555,000 | 46,385,000 | 46,834,000 | 46,813,000 |
| Risk-weighted assets | 220,303,000 | 217,558,000 | 217,904,000 | 211,460,000 |