Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 361,359,000 | 366,469,000 | 344,274,000 | 343,215,000 |
| Total loans | 180,593,000 | 177,400,000 | 182,709,000 | 191,163,000 |
| Allowance for loan losses | 6,759,000 | 4,614,000 | 4,592,000 | 3,336,000 |
| Securities available for sale | 109,054,000 | 107,584,000 | 109,154,000 | 102,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,005,000 | 321,383,000 | 297,945,000 | 300,335,000 |
| Interest-bearing deposits | 213,528,000 | 210,448,000 | 204,670,000 | 206,593,000 |
| Noninterest-bearing deposits | 104,477,000 | 110,935,000 | 93,275,000 | 93,742,000 |
| Equity capital | 42,047,000 | 43,324,000 | 44,381,000 | 41,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,317,000 | 9,432,000 | 12,321,000 |
| Interest expense | 218,000 | 439,000 | 654,000 | 868,000 |
| Net interest income | 3,026,000 | 5,878,000 | 8,778,000 | 11,453,000 |
| Noninterest income | 786,000 | 1,115,000 | 1,807,000 | 2,217,000 |
| Noninterest expense | 2,594,000 | 4,901,000 | 7,301,000 | 9,570,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,118,000 | 1,892,000 | 3,084,000 | 3,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,118,000 | 1,892,000 | 3,084,000 | 3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,373,000 | 40,231,000 | 41,506,000 | 41,072,000 |
| Total capital | 42,170,000 | 43,322,000 | 44,598,000 | 44,234,000 |
| Risk-weighted assets | 219,824,000 | 245,806,000 | 245,845,000 | 252,830,000 |