Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 381,287,000 | 367,932,000 | 356,295,000 | 354,482,000 |
| Total loans | 186,552,000 | 190,204,000 | 190,667,000 | 185,454,000 |
| Allowance for loan losses | 2,436,000 | 6,280,000 | 6,398,000 | 6,799,000 |
| Securities available for sale | 123,010,000 | 119,461,000 | 114,385,000 | 112,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,324,000 | 322,476,000 | 309,184,000 | 312,844,000 |
| Interest-bearing deposits | 224,153,000 | 214,933,000 | 210,710,000 | 216,637,000 |
| Noninterest-bearing deposits | 108,171,000 | 107,543,000 | 98,474,000 | 96,207,000 |
| Equity capital | 47,432,000 | 43,649,000 | 45,104,000 | 40,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,221,000 | 6,392,000 | 9,556,000 | 12,658,000 |
| Interest expense | 226,000 | 449,000 | 671,000 | 896,000 |
| Net interest income | 2,995,000 | 5,943,000 | 8,885,000 | 11,762,000 |
| Noninterest income | 481,000 | 1,013,000 | 1,554,000 | 2,126,000 |
| Noninterest expense | 2,246,000 | 4,567,000 | 6,909,000 | 9,199,000 |
| Provision for loan losses | 100,000 | 3,950,000 | 4,050,000 | 9,400,000 |
| Pretax income | 1,240,000 | -1,451,000 | -410,000 | -4,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,240,000 | -1,451,000 | -410,000 | -4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,086,000 | 41,448,000 | 42,279,000 | 38,173,000 |
| Total capital | 46,522,000 | 44,292,000 | 45,083,000 | 40,934,000 |
| Risk-weighted assets | 213,225,000 | 224,082,000 | 220,733,000 | 216,871,000 |