Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 393,101,000 | 373,394,000 | 383,363,000 | 387,369,000 |
| Total loans | 180,433,000 | 182,317,000 | 185,807,000 | 188,777,000 |
| Allowance for loan losses | 1,578,000 | 1,707,000 | 1,883,000 | 2,361,000 |
| Securities available for sale | 135,721,000 | 132,038,000 | 122,478,000 | 120,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,828,000 | 325,455,000 | 334,862,000 | 339,831,000 |
| Interest-bearing deposits | 236,868,000 | 228,521,000 | 221,467,000 | 228,307,000 |
| Noninterest-bearing deposits | 110,960,000 | 96,934,000 | 113,395,000 | 111,524,000 |
| Equity capital | 43,870,000 | 46,285,000 | 46,916,000 | 46,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,329,000 | 10,528,000 | 13,694,000 |
| Interest expense | 246,000 | 484,000 | 730,000 | 967,000 |
| Net interest income | 3,487,000 | 6,845,000 | 9,798,000 | 12,727,000 |
| Noninterest income | 455,000 | 780,000 | 1,640,000 | 2,194,000 |
| Noninterest expense | 2,334,000 | 4,416,000 | 6,565,000 | 8,964,000 |
| Provision for loan losses | 130,000 | 230,000 | 530,000 | 1,180,000 |
| Pretax income | 1,511,000 | 3,100,000 | 4,402,000 | 4,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,511,000 | 3,100,000 | 4,402,000 | 4,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,451,000 | 43,491,000 | 44,242,000 | 43,300,000 |
| Total capital | 44,029,000 | 45,198,000 | 46,125,000 | 45,661,000 |
| Risk-weighted assets | 251,453,000 | 248,797,000 | 255,644,000 | 259,417,000 |