Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 365,314,000 | 353,025,000 | 399,232,000 | 385,938,000 |
| Total loans | 168,660,000 | 171,173,000 | 168,612,000 | 175,539,000 |
| Allowance for loan losses | 1,629,000 | 1,616,000 | 1,681,000 | 1,570,000 |
| Securities available for sale | 125,930,000 | 127,191,000 | 126,164,000 | 137,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,460,000 | 310,281,000 | 353,810,000 | 342,766,000 |
| Interest-bearing deposits | 244,661,000 | 235,237,000 | 234,102,000 | 240,388,000 |
| Noninterest-bearing deposits | 74,799,000 | 75,044,000 | 119,708,000 | 102,378,000 |
| Equity capital | 44,117,000 | 40,937,000 | 43,340,000 | 41,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,610,000 | 10,145,000 | 13,553,000 |
| Interest expense | 367,000 | 694,000 | 972,000 | 1,229,000 |
| Net interest income | 2,916,000 | 5,916,000 | 9,173,000 | 12,324,000 |
| Noninterest income | 358,000 | 834,000 | 1,097,000 | 1,620,000 |
| Noninterest expense | 2,175,000 | 4,402,000 | 6,632,000 | 8,836,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 170,000 |
| Pretax income | 1,099,000 | 2,408,000 | 3,638,000 | 4,998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,099,000 | 2,408,000 | 3,638,000 | 4,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,423,000 | 40,389,000 | 41,221,000 | 41,435,000 |
| Total capital | 41,052,000 | 42,005,000 | 42,902,000 | 43,005,000 |
| Risk-weighted assets | 235,413,000 | 238,055,000 | 241,958,000 | 245,286,000 |