Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 353,214,000 | 357,510,000 | 351,524,000 | 372,607,000 |
| Total loans | 181,422,000 | 183,949,000 | 177,860,000 | 166,306,000 |
| Allowance for loan losses | 2,314,000 | 2,353,000 | 2,353,000 | 1,638,000 |
| Securities available for sale | 121,157,000 | 124,891,000 | 124,225,000 | 122,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,299,000 | 312,840,000 | 304,464,000 | 327,144,000 |
| Interest-bearing deposits | 245,684,000 | 240,311,000 | 238,304,000 | 245,838,000 |
| Noninterest-bearing deposits | 64,615,000 | 72,529,000 | 66,160,000 | 81,306,000 |
| Equity capital | 41,567,000 | 43,269,000 | 45,253,000 | 44,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 7,272,000 | 11,045,000 | 14,511,000 |
| Interest expense | 460,000 | 906,000 | 1,324,000 | 1,728,000 |
| Net interest income | 3,187,000 | 6,366,000 | 9,721,000 | 12,783,000 |
| Noninterest income | 546,000 | 1,323,000 | 1,858,000 | 2,104,000 |
| Noninterest expense | 2,095,000 | 4,450,000 | 6,779,000 | 8,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,893,000 | 3,501,000 | 5,062,000 | 6,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,893,000 | 3,501,000 | 5,062,000 | 6,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,886,000 | 37,968,000 | 39,024,000 | 38,712,000 |
| Total capital | 39,200,000 | 40,321,000 | 41,377,000 | 40,350,000 |
| Risk-weighted assets | 242,197,000 | 246,273,000 | 240,266,000 | 236,268,000 |