Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 318,398,000 | 312,287,000 | 314,670,000 | 325,420,000 |
| Total loans | 149,981,000 | 151,248,000 | 161,292,000 | 166,806,000 |
| Allowance for loan losses | 2,064,000 | 2,236,000 | 2,546,000 | 2,562,000 |
| Securities available for sale | 113,078,000 | 102,880,000 | 111,527,000 | 101,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,401,000 | 275,026,000 | 275,608,000 | 288,912,000 |
| Interest-bearing deposits | 229,779,000 | 223,709,000 | 220,801,000 | 230,995,000 |
| Noninterest-bearing deposits | 52,622,000 | 51,317,000 | 54,807,000 | 57,917,000 |
| Equity capital | 34,979,000 | 35,984,000 | 37,341,000 | 35,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,357,000 | 6,812,000 | 10,444,000 | 13,882,000 |
| Interest expense | 852,000 | 1,612,000 | 2,333,000 | 2,945,000 |
| Net interest income | 2,505,000 | 5,200,000 | 8,111,000 | 10,937,000 |
| Noninterest income | 532,000 | 943,000 | 1,496,000 | 2,259,000 |
| Noninterest expense | 1,973,000 | 3,896,000 | 6,068,000 | 8,285,000 |
| Provision for loan losses | 300,000 | 600,000 | 915,000 | 1,065,000 |
| Pretax income | 764,000 | 1,856,000 | 2,833,000 | 4,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,856,000 | 2,833,000 | 4,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,635,000 | 31,328,000 | 32,078,000 | 32,071,000 |
| Total capital | 32,699,000 | 33,564,000 | 34,624,000 | 34,633,000 |
| Risk-weighted assets | 206,932,000 | 209,913,000 | 217,810,000 | 220,601,000 |