Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 292,788,000 | 279,252,000 | 290,970,000 | 327,085,000 |
| Total loans | 142,867,000 | 155,814,000 | 154,977,000 | 155,118,000 |
| Allowance for loan losses | 1,539,000 | 1,643,000 | 1,487,000 | 1,834,000 |
| Securities available for sale | 115,032,000 | 96,503,000 | 89,141,000 | 105,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,604,000 | 245,255,000 | 254,606,000 | 292,164,000 |
| Interest-bearing deposits | 207,469,000 | 198,983,000 | 208,294,000 | 240,927,000 |
| Noninterest-bearing deposits | 51,135,000 | 46,272,000 | 46,312,000 | 51,237,000 |
| Equity capital | 33,528,000 | 33,508,000 | 34,968,000 | 34,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,724,000 | 7,344,000 | 10,934,000 | 14,508,000 |
| Interest expense | 1,071,000 | 1,997,000 | 2,871,000 | 3,736,000 |
| Net interest income | 2,653,000 | 5,347,000 | 8,063,000 | 10,772,000 |
| Noninterest income | 343,000 | 733,000 | 1,363,000 | 1,629,000 |
| Noninterest expense | 1,862,000 | 3,870,000 | 5,934,000 | 8,002,000 |
| Provision for loan losses | 100,000 | 225,000 | 475,000 | 775,000 |
| Pretax income | 1,230,000 | 2,181,000 | 3,017,000 | 3,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,230,000 | 2,181,000 | 3,017,000 | 3,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,287,000 | 29,479,000 | 30,026,000 | 29,808,000 |
| Total capital | 30,826,000 | 31,122,000 | 31,513,000 | 31,642,000 |
| Risk-weighted assets | 186,851,000 | 201,673,000 | 197,348,000 | 207,537,000 |