Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 252,175,000 | 255,169,000 | 282,021,000 | 292,044,000 |
| Total loans | 132,028,000 | 141,668,000 | 144,445,000 | 139,931,000 |
| Allowance for loan losses | 1,458,000 | 1,563,000 | 1,441,000 | 1,505,000 |
| Securities available for sale | 75,785,000 | 71,199,000 | 95,602,000 | 120,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,225,000 | 223,888,000 | 249,470,000 | 258,543,000 |
| Interest-bearing deposits | 180,054,000 | 177,336,000 | 203,972,000 | 206,456,000 |
| Noninterest-bearing deposits | 40,171,000 | 46,552,000 | 45,498,000 | 52,087,000 |
| Equity capital | 31,220,000 | 30,134,000 | 31,279,000 | 32,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,934,000 | 7,644,000 | 11,537,000 | 15,353,000 |
| Interest expense | 1,442,000 | 2,774,000 | 4,151,000 | 5,385,000 |
| Net interest income | 2,492,000 | 4,870,000 | 7,386,000 | 9,968,000 |
| Noninterest income | 749,000 | 1,285,000 | 1,708,000 | 2,402,000 |
| Noninterest expense | 1,686,000 | 3,446,000 | 5,199,000 | 7,543,000 |
| Provision for loan losses | 200,000 | 300,000 | 375,000 | 535,000 |
| Pretax income | 1,363,000 | 2,421,000 | 3,532,000 | 4,304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,363,000 | 2,421,000 | 3,532,000 | 4,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,291,000 | 27,501,000 | 28,210,000 | 27,995,000 |
| Total capital | 28,749,000 | 29,064,000 | 29,651,000 | 29,500,000 |
| Risk-weighted assets | 170,378,000 | 179,727,000 | 184,934,000 | 182,773,000 |