Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 233,224,000 | 236,915,000 | 235,041,000 | 239,345,000 |
| Total loans | 124,647,000 | 128,818,000 | 132,502,000 | 135,400,000 |
| Allowance for loan losses | 1,189,000 | 1,284,000 | 1,181,000 | 1,229,000 |
| Securities available for sale | 66,609,000 | 73,003,000 | 72,751,000 | 71,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,603,000 | 209,015,000 | 205,504,000 | 209,682,000 |
| Interest-bearing deposits | 169,118,000 | 171,020,000 | 168,060,000 | 171,233,000 |
| Noninterest-bearing deposits | 36,485,000 | 37,995,000 | 37,444,000 | 38,449,000 |
| Equity capital | 26,865,000 | 26,881,000 | 28,533,000 | 28,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,719,000 | 7,678,000 | 11,599,000 | 15,572,000 |
| Interest expense | 1,470,000 | 3,004,000 | 4,559,000 | 6,104,000 |
| Net interest income | 2,249,000 | 4,674,000 | 7,040,000 | 9,468,000 |
| Noninterest income | 502,000 | 937,000 | 1,475,000 | 2,108,000 |
| Noninterest expense | 1,774,000 | 3,547,000 | 5,293,000 | 7,116,000 |
| Provision for loan losses | 168,000 | 318,000 | 318,000 | 468,000 |
| Pretax income | 814,000 | 1,753,000 | 2,902,000 | 4,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 814,000 | 1,753,000 | 2,902,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,420,000 | 25,090,000 | 25,938,000 | 25,928,000 |
| Total capital | 25,609,000 | 26,374,000 | 27,119,000 | 27,157,000 |
| Risk-weighted assets | 164,991,000 | 176,296,000 | 167,436,000 | 170,942,000 |