Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 225,219,000 | 224,301,000 | 225,272,000 | 226,978,000 |
| Total loans | 124,936,000 | 127,317,000 | 126,073,000 | 125,737,000 |
| Allowance for loan losses | 1,300,000 | 1,407,000 | 1,288,000 | 1,012,000 |
| Securities available for sale | 67,998,000 | 63,763,000 | 57,290,000 | 63,975,000 |
| Securities held to maturity | 1,970,000 | 1,970,000 | 1,865,000 | 1,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,031,000 | 198,897,000 | 198,225,000 | 200,127,000 |
| Interest-bearing deposits | 161,278,000 | 160,793,000 | 161,401,000 | 163,212,000 |
| Noninterest-bearing deposits | 38,753,000 | 38,104,000 | 36,824,000 | 36,915,000 |
| Equity capital | 24,388,000 | 24,588,000 | 26,272,000 | 26,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,296,000 | 6,720,000 | 10,345,000 | 13,979,000 |
| Interest expense | 1,108,000 | 2,380,000 | 3,724,000 | 5,140,000 |
| Net interest income | 2,188,000 | 4,340,000 | 6,621,000 | 8,839,000 |
| Noninterest income | 498,000 | 1,052,000 | 1,639,000 | 2,110,000 |
| Noninterest expense | 1,661,000 | 3,382,000 | 5,086,000 | 6,956,000 |
| Provision for loan losses | 150,000 | 300,000 | 325,000 | 485,000 |
| Pretax income | 875,000 | 1,710,000 | 2,849,000 | 3,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 875,000 | 1,710,000 | 2,849,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,802,000 | 23,351,000 | 24,196,000 | 23,838,000 |
| Total capital | 24,102,000 | 24,758,000 | 25,484,000 | 24,850,000 |
| Risk-weighted assets | 138,735,000 | 145,410,000 | 145,571,000 | 146,252,000 |