Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 208,331,000 | 207,534,000 | 211,188,000 | 217,774,000 |
| Total loans | 123,244,000 | 123,231,000 | 123,884,000 | 124,626,000 |
| Allowance for loan losses | 1,793,000 | 1,616,000 | 1,643,000 | 1,189,000 |
| Securities available for sale | 56,040,000 | 55,868,000 | 55,819,000 | 57,445,000 |
| Securities held to maturity | 2,845,000 | 2,751,000 | 2,211,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,803,000 | 183,133,000 | 186,128,000 | 193,544,000 |
| Interest-bearing deposits | 147,126,000 | 148,939,000 | 147,148,000 | 155,909,000 |
| Noninterest-bearing deposits | 37,677,000 | 34,194,000 | 38,980,000 | 37,635,000 |
| Equity capital | 23,019,000 | 23,719,000 | 24,252,000 | 23,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,533,000 | 8,476,000 | 11,573,000 |
| Interest expense | 707,000 | 1,490,000 | 2,363,000 | 3,333,000 |
| Net interest income | 2,055,000 | 4,043,000 | 6,113,000 | 8,240,000 |
| Noninterest income | 477,000 | 980,000 | 1,479,000 | 2,015,000 |
| Noninterest expense | 1,686,000 | 3,592,000 | 5,209,000 | 6,818,000 |
| Provision for loan losses | 150,000 | 152,000 | 200,000 | 235,000 |
| Pretax income | 696,000 | 1,282,000 | 2,184,000 | 3,203,000 |
| Income tax | 20,000 | 40,000 | 59,000 | 73,000 |
| Net income | 676,000 | 1,242,000 | 2,125,000 | 3,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,096,000 | 21,440,000 | 22,106,000 | 22,228,000 |
| Total capital | 22,735,000 | 23,056,000 | 23,749,000 | 23,417,000 |
| Risk-weighted assets | 130,980,000 | 131,419,000 | 132,952,000 | 136,002,000 |