Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 163,013,000 | 162,824,000 | 165,613,000 | 167,647,000 |
| Total loans | 102,800,000 | 101,118,000 | 100,406,000 | 102,042,000 |
| Allowance for loan losses | 1,725,000 | 1,749,000 | 1,750,000 | 1,704,000 |
| Securities available for sale | 33,123,000 | 31,430,000 | 35,022,000 | 40,537,000 |
| Securities held to maturity | 5,666,000 | 5,603,000 | 5,272,000 | 5,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,881,000 | 141,528,000 | 143,108,000 | 144,970,000 |
| Interest-bearing deposits | 116,163,000 | 115,548,000 | 117,661,000 | 120,505,000 |
| Noninterest-bearing deposits | 25,718,000 | 25,980,000 | 25,447,000 | 24,465,000 |
| Equity capital | 20,427,000 | 20,822,000 | 21,921,000 | 21,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,679,000 | 5,202,000 | 7,699,000 | 10,212,000 |
| Interest expense | 810,000 | 1,568,000 | 2,279,000 | 2,960,000 |
| Net interest income | 1,869,000 | 3,634,000 | 5,420,000 | 7,252,000 |
| Noninterest income | 388,000 | 808,000 | 1,360,000 | 1,891,000 |
| Noninterest expense | 1,316,000 | 2,731,000 | 4,080,000 | 5,537,000 |
| Provision for loan losses | 25,000 | 75,000 | 125,000 | 175,000 |
| Pretax income | 916,000 | 1,643,000 | 2,575,000 | 3,431,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 73,000 |
| Net income | 898,000 | 1,607,000 | 2,521,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,482,000 | 17,570,000 | 18,188,000 | 17,572,000 |
| Total capital | 18,734,000 | 18,815,000 | 19,439,000 | 18,836,000 |
| Risk-weighted assets | 99,676,000 | 99,139,000 | 99,597,000 | 100,721,000 |