Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,098,000 | 155,666,000 | 158,898,000 | 162,366,000 |
| Total loans | 101,211,000 | 102,481,000 | 98,959,000 | 102,223,000 |
| Allowance for loan losses | 1,783,000 | 1,824,000 | 1,826,000 | 1,741,000 |
| Securities available for sale | 25,549,000 | 27,525,000 | 29,446,000 | 33,802,000 |
| Securities held to maturity | 8,010,000 | 7,650,000 | 6,670,000 | 6,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,784,000 | 134,040,000 | 136,460,000 | 142,247,000 |
| Interest-bearing deposits | 108,618,000 | 108,658,000 | 111,254,000 | 114,726,000 |
| Noninterest-bearing deposits | 29,166,000 | 25,382,000 | 25,206,000 | 27,521,000 |
| Equity capital | 20,534,000 | 21,046,000 | 21,812,000 | 19,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,057,000 | 6,086,000 | 9,032,000 | 11,803,000 |
| Interest expense | 1,264,000 | 2,452,000 | 3,578,000 | 4,524,000 |
| Net interest income | 1,793,000 | 3,634,000 | 5,454,000 | 7,279,000 |
| Noninterest income | 355,000 | 700,000 | 1,082,000 | 1,503,000 |
| Noninterest expense | 1,505,000 | 2,930,000 | 4,338,000 | 5,795,000 |
| Provision for loan losses | 50,000 | 125,000 | 175,000 | 200,000 |
| Pretax income | 593,000 | 1,279,000 | 2,023,000 | 2,787,000 |
| Income tax | 180,000 | 380,000 | 580,000 | 833,000 |
| Net income | 413,000 | 899,000 | 1,443,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,375,000 | 17,917,000 | 18,517,000 | 16,584,000 |
| Total capital | 18,625,000 | 19,134,000 | 19,741,000 | 17,850,000 |
| Risk-weighted assets | 99,444,000 | 96,759,000 | 97,288,000 | 100,811,000 |