Call reports 2018
PEOPLES SOUTHERN BANK — 2018
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 191,522,000 | 190,094,000 | 186,324,000 |
| Total loans | 59,556,000 | 59,239,000 | 56,391,000 |
| Allowance for loan losses | 1,048,000 | 1,050,000 | 1,010,000 |
| Securities available for sale | 99,839,000 | 100,503,000 | 99,156,000 |
| Securities held to maturity | 2,489,000 | 2,489,000 | 2,489,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 168,881,000 | 167,445,000 | 163,974,000 |
| Interest-bearing deposits | 104,160,000 | 115,544,000 | 111,978,000 |
| Noninterest-bearing deposits | 64,721,000 | 51,901,000 | 51,996,000 |
| Equity capital | 22,477,000 | 21,739,000 | 21,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,327,000 | 2,716,000 | 4,150,000 |
| Interest expense | 87,000 | 198,000 | 348,000 |
| Net interest income | 1,240,000 | 2,518,000 | 3,802,000 |
| Noninterest income | 389,000 | 766,000 | 1,161,000 |
| Noninterest expense | 1,052,000 | 2,098,000 | 3,128,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 |
| Pretax income | 572,000 | 1,177,000 | 1,822,000 |
| Income tax | 20,000 | 39,000 | 77,000 |
| Net income | 552,000 | 1,138,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 23,631,000 | 23,022,000 | 23,118,000 |
| Total capital | 24,679,000 | 24,072,000 | 24,128,000 |
| Risk-weighted assets | 85,591,000 | 85,805,000 | 82,366,000 |