Call reports 2017
PEOPLES SOUTHERN BANK — 2017
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 177,298,000 | 177,593,000 | 177,956,000 | 181,157,000 |
| Total loans | 54,866,000 | 55,377,000 | 55,486,000 | 59,089,000 |
| Allowance for loan losses | 1,071,000 | 1,088,000 | 1,101,000 | 1,048,000 |
| Securities available for sale | 92,156,000 | 96,274,000 | 96,652,000 | 93,796,000 |
| Securities held to maturity | 4,984,000 | 4,589,000 | 3,588,000 | 2,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,298,000 | 154,101,000 | 154,326,000 | 158,203,000 |
| Interest-bearing deposits | 107,389,000 | 110,720,000 | 107,199,000 | 107,960,000 |
| Noninterest-bearing deposits | 46,909,000 | 43,381,000 | 47,127,000 | 50,243,000 |
| Equity capital | 22,843,000 | 23,284,000 | 23,386,000 | 22,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,386,000 | 3,630,000 | 4,915,000 |
| Interest expense | 80,000 | 166,000 | 249,000 | 332,000 |
| Net interest income | 1,092,000 | 2,220,000 | 3,381,000 | 4,583,000 |
| Noninterest income | 364,000 | 739,000 | 1,124,000 | 1,534,000 |
| Noninterest expense | 1,022,000 | 2,072,000 | 3,117,000 | 4,162,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 17,000 |
| Pretax income | 434,000 | 884,000 | 1,383,000 | 1,951,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 78,000 |
| Net income | 416,000 | 848,000 | 1,329,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,784,000 | 22,816,000 | 23,044,000 | 23,184,000 |
| Total capital | 23,770,000 | 23,812,000 | 24,035,000 | 24,214,000 |
| Risk-weighted assets | 78,780,000 | 79,542,000 | 79,195,000 | 82,428,000 |