Call reports 2014
PEOPLES SOUTHERN BANK — 2014
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,701,000 | 155,457,000 | 160,635,000 | 163,029,000 |
| Total loans | 49,255,000 | 48,649,000 | 49,081,000 | 52,120,000 |
| Allowance for loan losses | 1,290,000 | 1,253,000 | 1,216,000 | 1,193,000 |
| Securities available for sale | 74,173,000 | 75,424,000 | 80,635,000 | 81,671,000 |
| Securities held to maturity | 8,323,000 | 8,136,000 | 8,134,000 | 8,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,890,000 | 133,299,000 | 138,364,000 | 140,575,000 |
| Interest-bearing deposits | 96,802,000 | 96,185,000 | 99,220,000 | 98,286,000 |
| Noninterest-bearing deposits | 35,088,000 | 37,114,000 | 39,144,000 | 42,289,000 |
| Equity capital | 21,634,000 | 21,980,000 | 22,099,000 | 22,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,174,000 | 3,272,000 | 4,379,000 |
| Interest expense | 76,000 | 152,000 | 230,000 | 308,000 |
| Net interest income | 1,001,000 | 2,022,000 | 3,042,000 | 4,071,000 |
| Noninterest income | 334,000 | 804,000 | 1,171,000 | 1,513,000 |
| Noninterest expense | 970,000 | 1,927,000 | 2,925,000 | 3,949,000 |
| Provision for loan losses | 0 | 0 | -15,000 | -15,000 |
| Pretax income | 365,000 | 904,000 | 1,309,000 | 1,655,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 57,000 |
| Net income | 353,000 | 880,000 | 1,273,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,930,000 | 21,774,000 | 21,913,000 | 21,985,000 |
| Total capital | 22,814,000 | 22,644,000 | 22,791,000 | 22,910,000 |
| Risk-weighted assets | 70,368,000 | 69,222,000 | 69,868,000 | 73,757,000 |