Call reports 2013
PEOPLES SOUTHERN BANK — 2013
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,665,000 | 149,857,000 | 151,274,000 | 152,334,000 |
| Total loans | 53,908,000 | 51,986,000 | 48,931,000 | 49,453,000 |
| Allowance for loan losses | 1,302,000 | 1,321,000 | 1,306,000 | 1,255,000 |
| Securities available for sale | 61,708,000 | 64,305,000 | 74,972,000 | 73,107,000 |
| Securities held to maturity | 9,636,000 | 9,634,000 | 8,792,000 | 8,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,306,000 | 128,696,000 | 129,698,000 | 131,059,000 |
| Interest-bearing deposits | 95,301,000 | 92,701,000 | 93,269,000 | 91,312,000 |
| Noninterest-bearing deposits | 33,005,000 | 35,995,000 | 36,429,000 | 39,747,000 |
| Equity capital | 22,233,000 | 21,062,000 | 21,420,000 | 21,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,196,000 | 3,272,000 | 4,361,000 |
| Interest expense | 81,000 | 159,000 | 240,000 | 316,000 |
| Net interest income | 1,008,000 | 2,037,000 | 3,032,000 | 4,045,000 |
| Noninterest income | 335,000 | 692,000 | 1,041,000 | 1,386,000 |
| Noninterest expense | 938,000 | 1,916,000 | 2,860,000 | 3,894,000 |
| Provision for loan losses | 19,000 | 39,000 | 39,000 | -6,000 |
| Pretax income | 386,000 | 774,000 | 1,174,000 | 1,546,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 43,000 |
| Net income | 371,000 | 744,000 | 1,129,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,533,000 | 21,525,000 | 21,647,000 | 21,681,000 |
| Total capital | 22,481,000 | 22,428,000 | 22,571,000 | 22,566,000 |
| Risk-weighted assets | 75,326,000 | 71,800,000 | 73,535,000 | 70,427,000 |