Call reports 2012
PEOPLES SOUTHERN BANK — 2012
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,379,000 | 147,747,000 | 146,200,000 | 149,474,000 |
| Total loans | 52,049,000 | 53,882,000 | 54,969,000 | 54,366,000 |
| Allowance for loan losses | 1,286,000 | 1,308,000 | 1,294,000 | 1,260,000 |
| Securities available for sale | 54,172,000 | 65,193,000 | 58,913,000 | 51,717,000 |
| Securities held to maturity | 8,565,000 | 8,565,000 | 8,564,000 | 9,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,130,000 | 124,465,000 | 122,666,000 | 127,254,000 |
| Interest-bearing deposits | 91,262,000 | 91,337,000 | 89,871,000 | 93,049,000 |
| Noninterest-bearing deposits | 34,868,000 | 33,128,000 | 32,795,000 | 34,205,000 |
| Equity capital | 23,041,000 | 23,148,000 | 23,359,000 | 22,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,232,000 | 3,362,000 | 4,494,000 |
| Interest expense | 114,000 | 212,000 | 307,000 | 393,000 |
| Net interest income | 997,000 | 2,020,000 | 3,055,000 | 4,101,000 |
| Noninterest income | 352,000 | 723,000 | 1,073,000 | 1,458,000 |
| Noninterest expense | 961,000 | 1,911,000 | 2,884,000 | 3,872,000 |
| Provision for loan losses | 17,000 | 37,000 | 56,000 | 69,000 |
| Pretax income | 372,000 | 796,000 | 1,190,000 | 1,618,000 |
| Income tax | 17,000 | 32,000 | 47,000 | 57,000 |
| Net income | 355,000 | 764,000 | 1,143,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,398,000 | 22,387,000 | 22,505,000 | 21,287,000 |
| Total capital | 23,318,000 | 23,341,000 | 23,465,000 | 22,224,000 |
| Risk-weighted assets | 73,033,000 | 75,799,000 | 76,239,000 | 74,456,000 |