Call reports 2011
PEOPLES SOUTHERN BANK — 2011
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,557,000 | 146,153,000 | 144,934,000 | 149,195,000 |
| Total loans | 53,948,000 | 53,005,000 | 53,065,000 | 52,203,000 |
| Allowance for loan losses | 1,440,000 | 1,430,000 | 1,286,000 | 1,287,000 |
| Securities available for sale | 53,284,000 | 55,066,000 | 48,522,000 | 55,790,000 |
| Securities held to maturity | 8,569,000 | 8,568,000 | 8,568,000 | 8,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,273,000 | 123,594,000 | 122,007,000 | 126,108,000 |
| Interest-bearing deposits | 94,562,000 | 93,478,000 | 90,935,000 | 94,735,000 |
| Noninterest-bearing deposits | 29,711,000 | 30,116,000 | 31,072,000 | 31,373,000 |
| Equity capital | 22,056,000 | 22,394,000 | 22,730,000 | 22,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,450,000 | 3,629,000 | 4,803,000 |
| Interest expense | 176,000 | 333,000 | 476,000 | 606,000 |
| Net interest income | 1,055,000 | 2,117,000 | 3,153,000 | 4,197,000 |
| Noninterest income | 337,000 | 694,000 | 1,079,000 | 1,435,000 |
| Noninterest expense | 982,000 | 1,949,000 | 2,895,000 | 3,810,000 |
| Provision for loan losses | 30,000 | 30,000 | 50,000 | 53,000 |
| Pretax income | 391,000 | 850,000 | 1,307,000 | 1,806,000 |
| Income tax | 14,000 | 28,000 | 45,000 | 65,000 |
| Net income | 377,000 | 822,000 | 1,262,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,515,000 | 21,699,000 | 21,914,000 | 22,131,000 |
| Total capital | 22,449,000 | 22,612,000 | 22,813,000 | 23,046,000 |
| Risk-weighted assets | 74,249,000 | 72,516,000 | 71,311,000 | 72,595,000 |