Call reports 2001
PEOPLES SOUTHERN BANK — 2001
What PEOPLES SOUTHERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,874,000 | 118,454,000 | 117,912,000 | 121,088,000 |
| Total loans | 48,807,000 | 50,584,000 | 51,458,000 | 52,426,000 |
| Allowance for loan losses | 618,000 | 616,000 | 583,000 | 574,000 |
| Securities available for sale | 47,744,000 | 47,857,000 | 50,036,000 | 50,064,000 |
| Securities held to maturity | 7,501,000 | 7,093,000 | 5,851,000 | 5,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,289,000 | 98,791,000 | 97,338,000 | 100,943,000 |
| Interest-bearing deposits | 82,350,000 | 82,678,000 | 83,331,000 | 84,757,000 |
| Noninterest-bearing deposits | 14,939,000 | 16,113,000 | 14,007,000 | 16,186,000 |
| Equity capital | 19,078,000 | 19,174,000 | 20,040,000 | 19,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,946,000 | 5,904,000 | 7,769,000 |
| Interest expense | 912,000 | 1,794,000 | 2,651,000 | 3,372,000 |
| Net interest income | 1,066,000 | 2,152,000 | 3,253,000 | 4,397,000 |
| Noninterest income | 249,000 | 505,000 | 770,000 | 1,033,000 |
| Noninterest expense | 771,000 | 1,539,000 | 2,299,000 | 3,223,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 561,000 | 1,127,000 | 1,743,000 | 2,228,000 |
| Income tax | 21,000 | 56,000 | 69,000 | 85,000 |
| Net income | 540,000 | 1,071,000 | 1,674,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,350,000 | 18,306,000 | 18,569,000 | 18,620,000 |
| Total capital | 18,968,000 | 18,922,000 | 19,152,000 | 19,194,000 |
| Risk-weighted assets | 68,532,000 | 70,303,000 | 70,561,000 | 71,422,000 |