Call reports 2019
COUNTRYSIDE BANK — 2019
What COUNTRYSIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 594,004,000 | 587,679,000 | 590,684,000 |
| Total loans | 414,752,000 | 425,598,000 | 442,709,000 |
| Allowance for loan losses | 6,270,000 | 6,378,000 | 6,457,000 |
| Securities available for sale | 111,010,000 | 101,297,000 | 81,774,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 509,444,000 | 511,133,000 | 513,150,000 |
| Interest-bearing deposits | 382,808,000 | 367,887,000 | 368,812,000 |
| Noninterest-bearing deposits | 126,636,000 | 143,246,000 | 144,338,000 |
| Equity capital | 66,448,000 | 68,424,000 | 69,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 7,837,000 | 15,813,000 | 23,839,000 |
| Interest expense | 955,000 | 1,975,000 | 2,980,000 |
| Net interest income | 6,882,000 | 13,838,000 | 20,859,000 |
| Noninterest income | 846,000 | 2,010,000 | 3,631,000 |
| Noninterest expense | 4,916,000 | 9,991,000 | 15,265,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 |
| Pretax income | 2,707,000 | 5,638,000 | 8,901,000 |
| Income tax | 21,000 | 42,000 | 63,000 |
| Net income | 2,686,000 | 5,596,000 | 8,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 64,889,000 | 65,720,000 | 66,792,000 |
| Total capital | 71,158,000 | 72,111,000 | 73,268,000 |
| Risk-weighted assets | 520,693,000 | 518,715,000 | 557,976,000 |