Call reports 2017
COUNTRYSIDE BANK — 2017
What COUNTRYSIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 555,277,000 | 561,824,000 | 559,900,000 | 553,280,000 |
| Total loans | 361,094,000 | 363,090,000 | 374,410,000 | 357,659,000 |
| Allowance for loan losses | 7,582,000 | 7,285,000 | 7,106,000 | 6,759,000 |
| Securities available for sale | 118,145,000 | 116,245,000 | 115,731,000 | 113,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,488,000 | 489,367,000 | 491,853,000 | 484,786,000 |
| Interest-bearing deposits | 347,316,000 | 357,014,000 | 360,364,000 | 352,157,000 |
| Noninterest-bearing deposits | 136,172,000 | 132,353,000 | 131,489,000 | 132,629,000 |
| Equity capital | 56,993,000 | 58,032,000 | 59,256,000 | 59,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,540,000 | 13,285,000 | 20,307,000 | 27,291,000 |
| Interest expense | 451,000 | 907,000 | 1,358,000 | 1,805,000 |
| Net interest income | 6,089,000 | 12,378,000 | 18,949,000 | 25,486,000 |
| Noninterest income | 951,000 | 1,825,000 | 2,884,000 | 3,624,000 |
| Noninterest expense | 4,396,000 | 8,908,000 | 13,488,000 | 18,506,000 |
| Provision for loan losses | 0 | -100,000 | -300,000 | -165,000 |
| Pretax income | 2,647,000 | 5,398,000 | 8,648,000 | 10,772,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 30,000 |
| Net income | 2,617,000 | 5,338,000 | 8,558,000 | 10,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,732,000 | 56,638,000 | 56,792,000 | 57,694,000 |
| Total capital | 61,554,000 | 62,400,000 | 62,631,000 | 63,495,000 |
| Risk-weighted assets | 463,108,000 | 458,146,000 | 464,558,000 | 462,291,000 |