Call reports 2016
COUNTRYSIDE BANK — 2016
What COUNTRYSIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 581,942,000 | 587,919,000 | 573,217,000 | 565,416,000 |
| Total loans | 358,520,000 | 365,149,000 | 373,739,000 | 363,640,000 |
| Allowance for loan losses | 8,222,000 | 8,204,000 | 7,913,000 | 7,576,000 |
| Securities available for sale | 110,763,000 | 108,498,000 | 110,356,000 | 111,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,999,000 | 514,988,000 | 500,579,000 | 494,474,000 |
| Interest-bearing deposits | 386,206,000 | 373,906,000 | 360,867,000 | 352,858,000 |
| Noninterest-bearing deposits | 123,793,000 | 141,082,000 | 139,712,000 | 141,616,000 |
| Equity capital | 57,444,000 | 58,360,000 | 57,773,000 | 56,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,471,000 | 13,016,000 | 19,728,000 | 26,762,000 |
| Interest expense | 534,000 | 1,088,000 | 1,655,000 | 2,135,000 |
| Net interest income | 5,937,000 | 11,928,000 | 18,073,000 | 24,627,000 |
| Noninterest income | 782,000 | 1,557,000 | 2,614,000 | 3,226,000 |
| Noninterest expense | 4,451,000 | 8,696,000 | 12,893,000 | 17,268,000 |
| Provision for loan losses | 200,000 | 350,000 | 1,500,000 | 1,000,000 |
| Pretax income | 2,695,000 | 5,140,000 | 6,995,000 | 10,236,000 |
| Income tax | 37,000 | 75,000 | 93,000 | 154,000 |
| Net income | 2,658,000 | 5,065,000 | 6,902,000 | 10,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,038,000 | 53,672,000 | 53,641,000 | 54,978,000 |
| Total capital | 58,581,000 | 59,300,000 | 59,409,000 | 60,723,000 |
| Risk-weighted assets | 437,747,000 | 444,206,000 | 456,130,000 | 456,793,000 |