Call reports 2015
COUNTRYSIDE BANK — 2015
What COUNTRYSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 596,912,000 | 582,636,000 | 571,546,000 | 560,335,000 |
| Total loans | 380,580,000 | 360,135,000 | 360,236,000 | 353,746,000 |
| Allowance for loan losses | 9,568,000 | 9,269,000 | 9,392,000 | 8,247,000 |
| Securities available for sale | 124,534,000 | 126,081,000 | 126,924,000 | 123,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,321,000 | 502,767,000 | 495,981,000 | 489,350,000 |
| Interest-bearing deposits | 386,068,000 | 384,325,000 | 374,936,000 | 371,446,000 |
| Noninterest-bearing deposits | 121,253,000 | 118,442,000 | 121,045,000 | 117,904,000 |
| Equity capital | 59,924,000 | 60,133,000 | 60,834,000 | 56,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,830,000 | 13,618,000 | 20,283,000 | 26,739,000 |
| Interest expense | 596,000 | 1,138,000 | 1,655,000 | 2,167,000 |
| Net interest income | 6,234,000 | 12,480,000 | 18,628,000 | 24,572,000 |
| Noninterest income | 936,000 | 1,647,000 | 2,511,000 | 3,046,000 |
| Noninterest expense | 4,081,000 | 7,930,000 | 12,142,000 | 16,182,000 |
| Provision for loan losses | 450,000 | 450,000 | 450,000 | 600,000 |
| Pretax income | 2,638,000 | 5,746,000 | 8,546,000 | 10,736,000 |
| Income tax | 0 | -838,000 | -838,000 | -772,000 |
| Net income | 2,638,000 | 6,584,000 | 9,384,000 | 11,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,088,000 | 56,368,000 | 56,065,000 | 52,324,000 |
| Total capital | 60,951,000 | 61,912,000 | 61,631,000 | 57,830,000 |
| Risk-weighted assets | 462,358,000 | 437,280,000 | 438,435,000 | 435,520,000 |