Call reports 2014
COUNTRYSIDE BANK — 2014
What COUNTRYSIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 589,179,000 | 583,542,000 | 591,301,000 | 589,804,000 |
| Total loans | 383,857,000 | 389,011,000 | 407,968,000 | 398,461,000 |
| Allowance for loan losses | 9,180,000 | 9,311,000 | 9,415,000 | 9,537,000 |
| Securities available for sale | 131,462,000 | 129,653,000 | 131,519,000 | 121,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,305,000 | 499,840,000 | 500,342,000 | 494,812,000 |
| Interest-bearing deposits | 392,898,000 | 382,922,000 | 383,610,000 | 375,894,000 |
| Noninterest-bearing deposits | 117,407,000 | 116,918,000 | 116,732,000 | 118,918,000 |
| Equity capital | 54,026,000 | 58,475,000 | 60,910,000 | 64,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,845,000 | 14,147,000 | 21,544,000 | 28,903,000 |
| Interest expense | 580,000 | 1,149,000 | 1,710,000 | 2,279,000 |
| Net interest income | 6,265,000 | 12,998,000 | 19,834,000 | 26,624,000 |
| Noninterest income | 369,000 | 856,000 | 1,596,000 | 2,171,000 |
| Noninterest expense | 3,848,000 | 7,632,000 | 11,332,000 | 15,165,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 2,500,000 | 3,100,000 |
| Pretax income | 2,195,000 | 5,032,000 | 7,608,000 | 10,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,195,000 | 5,032,000 | 7,608,000 | 10,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,029,000 | 54,840,000 | 57,351,000 | 60,286,000 |
| Total capital | 57,823,000 | 60,666,000 | 63,302,000 | 66,111,000 |
| Risk-weighted assets | 459,144,000 | 460,570,000 | 470,805,000 | 459,852,000 |