Call reports 2013
COUNTRYSIDE BANK — 2013
What COUNTRYSIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 625,300,000 | 589,841,000 | 580,734,000 | 568,822,000 |
| Total loans | 355,392,000 | 358,239,000 | 362,883,000 | 368,786,000 |
| Allowance for loan losses | 11,427,000 | 10,072,000 | 8,893,000 | 9,302,000 |
| Securities available for sale | 150,828,000 | 150,680,000 | 143,815,000 | 136,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,123,000 | 518,743,000 | 504,427,000 | 493,662,000 |
| Interest-bearing deposits | 439,848,000 | 400,803,000 | 384,267,000 | 373,166,000 |
| Noninterest-bearing deposits | 113,275,000 | 117,940,000 | 120,160,000 | 120,496,000 |
| Equity capital | 47,230,000 | 45,769,000 | 46,311,000 | 49,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,444,000 | 13,099,000 | 19,874,000 | 26,844,000 |
| Interest expense | 932,000 | 1,719,000 | 2,381,000 | 3,008,000 |
| Net interest income | 5,512,000 | 11,380,000 | 17,493,000 | 23,836,000 |
| Noninterest income | 356,000 | 2,239,000 | 2,592,000 | 3,183,000 |
| Noninterest expense | 4,219,000 | 8,313,000 | 12,279,000 | 16,105,000 |
| Provision for loan losses | 1,650,000 | 2,450,000 | 2,850,000 | 3,650,000 |
| Pretax income | -1,000 | 2,856,000 | 4,969,000 | 8,442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,000 | 2,856,000 | 4,969,000 | 8,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,606,000 | 44,463,000 | 46,420,000 | 49,827,000 |
| Total capital | 47,436,000 | 50,319,000 | 52,358,000 | 55,492,000 |
| Risk-weighted assets | 457,237,000 | 462,575,000 | 471,405,000 | 449,030,000 |