Call reports 2012
COUNTRYSIDE BANK — 2012
What COUNTRYSIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 719,605,000 | 694,354,000 | 678,467,000 | 641,571,000 |
| Total loans | 442,056,000 | 393,479,000 | 376,555,000 | 384,749,000 |
| Allowance for loan losses | 14,489,000 | 12,481,000 | 11,881,000 | 11,212,000 |
| Securities available for sale | 158,262,000 | 153,758,000 | 159,083,000 | 154,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,739,000 | 619,102,000 | 604,774,000 | 567,906,000 |
| Interest-bearing deposits | 536,829,000 | 519,621,000 | 497,172,000 | 462,091,000 |
| Noninterest-bearing deposits | 94,910,000 | 99,481,000 | 107,602,000 | 105,815,000 |
| Equity capital | 55,309,000 | 49,097,000 | 48,230,000 | 47,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,616,000 | 14,693,000 | 21,354,000 | 28,228,000 |
| Interest expense | 1,579,000 | 3,013,000 | 4,159,000 | 5,202,000 |
| Net interest income | 6,037,000 | 11,680,000 | 17,195,000 | 23,026,000 |
| Noninterest income | 364,000 | -1,470,000 | -1,939,000 | -1,566,000 |
| Noninterest expense | 5,000,000 | 9,831,000 | 14,413,000 | 18,756,000 |
| Provision for loan losses | 3,450,000 | 9,750,000 | 11,550,000 | 13,800,000 |
| Pretax income | -2,039,000 | -9,062,000 | -10,398,000 | -10,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,039,000 | -9,062,000 | -10,398,000 | -10,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,355,000 | 43,332,000 | 41,996,000 | 41,607,000 |
| Total capital | 57,501,000 | 49,808,000 | 48,161,000 | 47,854,000 |
| Risk-weighted assets | 560,956,000 | 508,148,000 | 482,548,000 | 490,380,000 |