Call reports 2010
COUNTRYSIDE BANK — 2010
What COUNTRYSIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 888,798,000 | 868,809,000 | 851,941,000 | 809,837,000 |
| Total loans | 569,075,000 | 533,093,000 | 524,686,000 | 509,309,000 |
| Allowance for loan losses | 21,595,000 | 14,460,000 | 12,923,000 | 16,031,000 |
| Securities available for sale | 237,449,000 | 223,272,000 | 228,534,000 | 228,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,302,000 | 734,864,000 | 715,833,000 | 677,967,000 |
| Interest-bearing deposits | 668,382,000 | 663,889,000 | 642,551,000 | 600,340,000 |
| Noninterest-bearing deposits | 75,920,000 | 70,975,000 | 73,282,000 | 77,627,000 |
| Equity capital | 74,314,000 | 78,626,000 | 83,720,000 | 74,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,585,000 | 19,014,000 | 27,573,000 | 36,123,000 |
| Interest expense | 3,474,000 | 6,572,000 | 9,443,000 | 12,046,000 |
| Net interest income | 6,111,000 | 12,442,000 | 18,130,000 | 24,077,000 |
| Noninterest income | 879,000 | -344,000 | -2,300,000 | -2,003,000 |
| Noninterest expense | 4,622,000 | 9,525,000 | 13,961,000 | 19,378,000 |
| Provision for loan losses | 7,400,000 | 10,400,000 | 14,300,000 | 18,290,000 |
| Pretax income | -5,032,000 | -7,631,000 | -12,235,000 | -15,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,032,000 | -7,631,000 | -12,235,000 | -15,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,543,000 | 75,944,000 | 77,840,000 | 75,780,000 |
| Total capital | 83,615,000 | 84,529,000 | 86,183,000 | 83,865,000 |
| Risk-weighted assets | 712,115,000 | 678,850,000 | 660,459,000 | 637,859,000 |