Call reports 2009
COUNTRYSIDE BANK — 2009
What COUNTRYSIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 976,088,000 | 959,699,000 | 970,860,000 | 913,000,000 |
| Total loans | 662,976,000 | 664,322,000 | 627,958,000 | 605,247,000 |
| Allowance for loan losses | 19,113,000 | 20,701,000 | 19,531,000 | 16,852,000 |
| Securities available for sale | 251,888,000 | 237,416,000 | 243,557,000 | 242,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 815,484,000 | 798,237,000 | 823,084,000 | 766,534,000 |
| Interest-bearing deposits | 746,349,000 | 733,045,000 | 751,867,000 | 689,101,000 |
| Noninterest-bearing deposits | 69,135,000 | 65,192,000 | 71,217,000 | 77,433,000 |
| Equity capital | 89,112,000 | 89,320,000 | 86,356,000 | 78,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,388,000 | 24,977,000 | 35,765,000 | 45,282,000 |
| Interest expense | 5,405,000 | 10,460,000 | 15,540,000 | 20,052,000 |
| Net interest income | 6,983,000 | 14,517,000 | 20,225,000 | 25,230,000 |
| Noninterest income | 654,000 | 1,520,000 | 1,997,000 | 4,624,000 |
| Noninterest expense | 4,697,000 | 9,586,000 | 14,132,000 | 18,290,000 |
| Provision for loan losses | 2,700,000 | 5,400,000 | 18,450,000 | 25,350,000 |
| Pretax income | 240,000 | 1,039,000 | -11,075,000 | -16,180,000 |
| Income tax | 15,000 | -40,000 | -25,000 | -166,000 |
| Net income | 225,000 | 1,079,000 | -11,050,000 | -16,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,592,000 | 92,964,000 | 84,539,000 | 79,575,000 |
| Total capital | 101,958,000 | 103,163,000 | 94,141,000 | 88,777,000 |
| Risk-weighted assets | 820,533,000 | 805,463,000 | 757,060,000 | 728,467,000 |