Call reports 2008
COUNTRYSIDE BANK — 2008
What COUNTRYSIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 960,136,000 | 960,649,000 | 951,801,000 | 985,364,000 |
| Total loans | 648,591,000 | 652,313,000 | 642,021,000 | 660,616,000 |
| Allowance for loan losses | 11,866,000 | 11,803,000 | 12,097,000 | 19,585,000 |
| Securities available for sale | 263,096,000 | 261,171,000 | 264,418,000 | 264,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,046,000 | 741,778,000 | 759,949,000 | 806,597,000 |
| Interest-bearing deposits | 676,672,000 | 655,739,000 | 679,369,000 | 728,882,000 |
| Noninterest-bearing deposits | 94,374,000 | 86,039,000 | 80,580,000 | 77,715,000 |
| Equity capital | 107,655,000 | 99,979,000 | 96,444,000 | 90,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,088,000 | 30,938,000 | 45,295,000 | 57,663,000 |
| Interest expense | 7,034,000 | 13,196,000 | 19,289,000 | 25,225,000 |
| Net interest income | 9,054,000 | 17,742,000 | 26,006,000 | 32,438,000 |
| Noninterest income | 848,000 | 1,725,000 | 2,459,000 | 3,075,000 |
| Noninterest expense | 4,777,000 | 9,328,000 | 13,686,000 | 16,013,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 14,405,000 |
| Pretax income | 5,125,000 | 10,139,000 | 13,872,000 | 2,905,000 |
| Income tax | 81,000 | 142,000 | 193,000 | 193,000 |
| Net income | 5,044,000 | 9,997,000 | 13,679,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,201,000 | 102,620,000 | 102,309,000 | 91,353,000 |
| Total capital | 112,143,000 | 112,463,000 | 112,057,000 | 101,462,000 |
| Risk-weighted assets | 792,884,000 | 785,521,000 | 778,289,000 | 799,277,000 |