Call reports 2007
COUNTRYSIDE BANK — 2007
What COUNTRYSIDE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,011,036,000 | 978,118,000 | 968,367,000 | 935,760,000 |
| Total loans | 730,037,000 | 697,913,000 | 656,179,000 | 655,900,000 |
| Allowance for loan losses | 12,146,000 | 12,642,000 | 12,701,000 | 11,878,000 |
| Securities available for sale | 217,730,000 | 229,359,000 | 240,092,000 | 234,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,454,000 | 847,676,000 | 807,447,000 | 775,266,000 |
| Interest-bearing deposits | 768,942,000 | 807,244,000 | 692,160,000 | 677,302,000 |
| Noninterest-bearing deposits | 106,512,000 | 40,432,000 | 115,287,000 | 97,964,000 |
| Equity capital | 100,834,000 | 99,731,000 | 103,330,000 | 105,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 21,397,000 | 41,456,000 | 60,941,000 | 78,723,000 |
| Interest expense | 9,032,000 | 17,212,000 | 25,338,000 | 33,080,000 |
| Net interest income | 12,365,000 | 24,244,000 | 35,603,000 | 45,643,000 |
| Noninterest income | 812,000 | 1,711,000 | 2,580,000 | 3,516,000 |
| Noninterest expense | 4,439,000 | 8,855,000 | 13,006,000 | 17,061,000 |
| Provision for loan losses | 450,000 | 900,000 | 975,000 | 975,000 |
| Pretax income | 8,288,000 | 16,200,000 | 24,202,000 | 31,041,000 |
| Income tax | 122,000 | 224,000 | 326,000 | 376,000 |
| Net income | 8,166,000 | 15,976,000 | 23,876,000 | 30,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,809,000 | 100,929,000 | 102,355,000 | 103,169,000 |
| Total capital | 111,202,000 | 111,633,000 | 112,531,000 | 113,218,000 |
| Risk-weighted assets | 910,701,000 | 854,408,000 | 811,524,000 | 802,018,000 |