Call reports 2006
COUNTRYSIDE BANK — 2006
What COUNTRYSIDE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,074,744,000 | 1,099,390,000 | 1,128,283,000 | 1,121,309,000 |
| Total loans | 794,942,000 | 815,765,000 | 808,554,000 | 761,334,000 |
| Allowance for loan losses | 10,504,000 | 10,926,000 | 11,368,000 | 11,703,000 |
| Securities available for sale | 214,665,000 | 227,520,000 | 237,181,000 | 232,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,156,000 | 968,090,000 | 993,900,000 | 992,444,000 |
| Interest-bearing deposits | 824,087,000 | 847,606,000 | 874,238,000 | 875,224,000 |
| Noninterest-bearing deposits | 123,069,000 | 120,484,000 | 119,662,000 | 117,220,000 |
| Equity capital | 96,438,000 | 99,248,000 | 105,502,000 | 99,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 20,592,000 | 43,342,000 | 66,599,000 | 89,838,000 |
| Interest expense | 7,629,000 | 16,079,000 | 25,305,000 | 34,976,000 |
| Net interest income | 12,963,000 | 27,263,000 | 41,294,000 | 54,862,000 |
| Noninterest income | 780,000 | 1,599,000 | 2,425,000 | 3,247,000 |
| Noninterest expense | 4,120,000 | 8,456,000 | 12,525,000 | 16,871,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 9,173,000 | 19,506,000 | 29,844,000 | 39,560,000 |
| Income tax | 119,000 | 237,000 | 406,000 | 549,000 |
| Net income | 9,054,000 | 19,269,000 | 29,438,000 | 39,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,691,000 | 101,818,000 | 104,200,000 | 98,773,000 |
| Total capital | 107,195,000 | 112,744,000 | 115,568,000 | 110,476,000 |
| Risk-weighted assets | 954,615,000 | 977,172,000 | 976,854,000 | 939,849,000 |