Call reports 2002
COUNTRYSIDE BANK — 2002
What COUNTRYSIDE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 634,530,000 | 648,635,000 | 669,528,000 | 684,416,000 |
| Total loans | 409,158,000 | 416,352,000 | 439,250,000 | 458,854,000 |
| Allowance for loan losses | 5,699,000 | 5,853,000 | 6,015,000 | 6,165,000 |
| Securities available for sale | 186,120,000 | 184,682,000 | 195,545,000 | 181,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,625,000 | 537,348,000 | 551,042,000 | 567,493,000 |
| Interest-bearing deposits | 450,542,000 | 446,550,000 | 461,862,000 | 477,944,000 |
| Noninterest-bearing deposits | 79,083,000 | 90,798,000 | 89,180,000 | 89,549,000 |
| Equity capital | 57,993,000 | 63,645,000 | 68,888,000 | 69,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,611,000 | 21,596,000 | 32,475,000 | 43,403,000 |
| Interest expense | 4,156,000 | 8,202,000 | 12,167,000 | 15,904,000 |
| Net interest income | 6,455,000 | 13,394,000 | 20,308,000 | 27,499,000 |
| Noninterest income | 673,000 | 1,287,000 | 1,929,000 | 2,637,000 |
| Noninterest expense | 2,481,000 | 5,058,000 | 7,653,000 | 10,424,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,506,000 | 9,335,000 | 14,154,000 | 19,179,000 |
| Income tax | 57,000 | 114,000 | 177,000 | 250,000 |
| Net income | 4,449,000 | 9,221,000 | 13,977,000 | 18,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,214,000 | 57,202,000 | 58,707,000 | 60,333,000 |
| Total capital | 60,960,000 | 63,094,000 | 64,727,000 | 66,503,000 |
| Risk-weighted assets | 520,030,000 | 527,658,000 | 557,255,000 | 581,406,000 |