Call reports 2001
COUNTRYSIDE BANK — 2001
What COUNTRYSIDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 611,617,000 | 605,482,000 | 631,320,000 | 625,924,000 |
| Total loans | 368,020,000 | 375,016,000 | 394,332,000 | 409,475,000 |
| Allowance for loan losses | 4,736,000 | 5,042,000 | 5,311,000 | 5,552,000 |
| Securities available for sale | 189,351,000 | 179,786,000 | 189,319,000 | 182,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,518,000 | 502,090,000 | 516,626,000 | 512,505,000 |
| Interest-bearing deposits | 426,398,000 | 423,212,000 | 428,812,000 | 433,696,000 |
| Noninterest-bearing deposits | 67,120,000 | 78,878,000 | 87,814,000 | 78,809,000 |
| Equity capital | 55,174,000 | 55,375,000 | 59,527,000 | 57,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 12,509,000 | 24,346,000 | 36,181,000 | 47,340,000 |
| Interest expense | 6,433,000 | 12,260,000 | 17,720,000 | 22,309,000 |
| Net interest income | 6,076,000 | 12,086,000 | 18,461,000 | 25,031,000 |
| Noninterest income | 380,000 | 977,000 | 1,590,000 | 2,183,000 |
| Noninterest expense | 2,349,000 | 4,702,000 | 7,053,000 | 9,490,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,886,000 | 7,849,000 | 12,179,000 | 16,613,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 204,000 |
| Net income | 3,835,000 | 7,747,000 | 12,026,000 | 16,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,816,000 | 51,228,000 | 52,007,000 | 53,453,000 |
| Total capital | 54,552,000 | 56,270,000 | 57,340,000 | 59,046,000 |
| Risk-weighted assets | 463,721,000 | 484,028,000 | 502,895,000 | 517,549,000 |