Call reports 2015
FIRST STATE BANK OF ST. ROBERT — 2015
What FIRST STATE BANK OF ST. ROBERT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 99,857,000 |
| Total loans | 53,733,000 |
| Allowance for loan losses | 976,000 |
| Securities available for sale | 19,963,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 88,227,000 |
| Interest-bearing deposits | 73,460,000 |
| Noninterest-bearing deposits | 14,767,000 |
| Equity capital | 11,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 947,000 |
| Interest expense | 95,000 |
| Net interest income | 852,000 |
| Noninterest income | 153,000 |
| Noninterest expense | 791,000 |
| Provision for loan losses | 24,000 |
| Pretax income | 190,000 |
| Income tax | 38,000 |
| Net income | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 11,209,000 |
| Total capital | 11,916,000 |
| Risk-weighted assets | 56,328,000 |