Call reports 2011
FIRST STATE BANK OF ST. ROBERT — 2011
What FIRST STATE BANK OF ST. ROBERT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,120,000 | 94,934,000 | 95,653,000 | 94,023,000 |
| Total loans | 56,374,000 | 57,011,000 | 57,712,000 | 57,992,000 |
| Allowance for loan losses | 748,000 | 788,000 | 819,000 | 810,000 |
| Securities available for sale | 19,726,000 | 22,055,000 | 21,702,000 | 21,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,179,000 | 84,602,000 | 85,040,000 | 83,413,000 |
| Interest-bearing deposits | 75,650,000 | 75,562,000 | 74,984,000 | 73,987,000 |
| Noninterest-bearing deposits | 9,529,000 | 9,039,000 | 10,056,000 | 9,426,000 |
| Equity capital | 8,686,000 | 9,018,000 | 9,280,000 | 9,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,389,000 | 3,614,000 | 4,815,000 |
| Interest expense | 272,000 | 542,000 | 788,000 | 1,010,000 |
| Net interest income | 910,000 | 1,847,000 | 2,826,000 | 3,805,000 |
| Noninterest income | 179,000 | 366,000 | 525,000 | 688,000 |
| Noninterest expense | 788,000 | 1,594,000 | 2,418,000 | 3,186,000 |
| Provision for loan losses | 40,000 | 80,000 | 120,000 | 210,000 |
| Pretax income | 261,000 | 539,000 | 813,000 | 1,097,000 |
| Income tax | 72,000 | 148,000 | 209,000 | 296,000 |
| Net income | 189,000 | 391,000 | 604,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,595,000 | 8,798,000 | 9,011,000 | 9,207,000 |
| Total capital | 9,283,000 | 9,482,000 | 9,701,000 | 9,905,000 |
| Risk-weighted assets | 54,982,000 | 54,625,000 | 55,024,000 | 55,684,000 |