Call reports 2001
FIRST STATE BANK OF ST. ROBERT — 2001
What FIRST STATE BANK OF ST. ROBERT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,988,000 | 51,082,000 | 53,366,000 | 55,391,000 |
| Total loans | 33,585,000 | 34,058,000 | 34,292,000 | 33,175,000 |
| Allowance for loan losses | 335,000 | 345,000 | 375,000 | 413,000 |
| Securities available for sale | 9,037,000 | 10,514,000 | 12,783,000 | 12,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,150,000 | 47,087,000 | 49,077,000 | 51,357,000 |
| Interest-bearing deposits | 39,752,000 | 41,788,000 | 43,267,000 | 45,090,000 |
| Noninterest-bearing deposits | 5,398,000 | 5,299,000 | 5,810,000 | 6,267,000 |
| Equity capital | 3,504,000 | 3,605,000 | 3,764,000 | 3,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,968,000 | 2,959,000 | 3,930,000 |
| Interest expense | 504,000 | 1,022,000 | 1,544,000 | 2,054,000 |
| Net interest income | 476,000 | 946,000 | 1,415,000 | 1,876,000 |
| Noninterest income | 72,000 | 142,000 | 246,000 | 349,000 |
| Noninterest expense | 390,000 | 790,000 | 1,210,000 | 1,639,000 |
| Provision for loan losses | 31,000 | 42,000 | 106,000 | 181,000 |
| Pretax income | 127,000 | 256,000 | 350,000 | 422,000 |
| Income tax | 44,000 | 77,000 | 105,000 | 123,000 |
| Net income | 83,000 | 179,000 | 245,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,454,000 | 3,550,000 | 3,616,000 | 3,669,000 |
| Total capital | 3,789,000 | 3,895,000 | 3,991,000 | 4,084,000 |
| Risk-weighted assets | 32,212,000 | 33,126,000 | 34,360,000 | 35,065,000 |