Call reports 2006
FIRST CITIZENS BANK — 2006
What FIRST CITIZENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,787,000 | 138,624,000 | 136,377,000 | 133,293,000 |
| Total loans | 91,344,000 | 98,000,000 | 100,664,000 | 98,842,000 |
| Allowance for loan losses | 965,000 | 1,022,000 | 990,000 | 1,895,000 |
| Securities available for sale | 29,819,000 | 27,920,000 | 27,190,000 | 25,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,451,000 | 123,453,000 | 120,966,000 | 120,259,000 |
| Interest-bearing deposits | 104,876,000 | 105,945,000 | 106,240,000 | 105,220,000 |
| Noninterest-bearing deposits | 14,574,000 | 17,508,000 | 14,726,000 | 15,039,000 |
| Equity capital | 12,529,000 | 12,362,000 | 12,643,000 | 11,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,175,000 | 6,428,000 | 8,657,000 |
| Interest expense | 697,000 | 1,478,000 | 2,363,000 | 3,271,000 |
| Net interest income | 1,322,000 | 2,697,000 | 4,065,000 | 5,386,000 |
| Noninterest income | 200,000 | 434,000 | 650,000 | 879,000 |
| Noninterest expense | 1,260,000 | 2,589,000 | 3,971,000 | 6,266,000 |
| Provision for loan losses | 32,000 | 129,000 | 226,000 | 1,125,000 |
| Pretax income | 230,000 | 413,000 | 518,000 | -1,126,000 |
| Income tax | 40,000 | 99,000 | 132,000 | -424,000 |
| Net income | 190,000 | 314,000 | 386,000 | -702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,903,000 | 12,913,000 | 12,985,000 | 11,897,000 |
| Total capital | 13,868,000 | 13,935,000 | 13,975,000 | 13,792,000 |
| Risk-weighted assets | 86,240,000 | 88,358,000 | 88,932,000 | 93,238,000 |